Free Medicare Tools
Real data, no signup
Free tools to estimate your Medicare costs and timing, built on published federal figures. Use them as a starting point — then bring your questions to a local advisor.
Medicare Cost Calculator
Five calculators in one: enrollment window, IRMAA income surcharge, Part B & Part D late penalties, and the $2,100 drug cap. Real 2026 federal figures.
Open calculatorPlan G vs Plan N
A full 2026 benefit comparison plus a break-even calculator that shows which Medigap plan saves you more based on how often you see the doctor.
Compare plansMedicare 101
New to Medicare? A plain-English guide to the four parts (A, B, C, D), how they fit together, and what each costs.
Start learningProvider & plan lookup
Want to know if your doctor or prescriptions are covered by a specific plan in Grand County? Brian checks it against the official tools for you — free.
Ask an advisorReady to talk Medicare?
Book a free, no-obligation review with a local Moab advisor — by phone or in person. No pressure, and no fee to you.