Medicare made simple in Moab
Licensed independent Medicare advisor in Moab. Compare Medicare Advantage, Medigap & Part D against your doctors, drugs & budget — no pressure, no cost.
Call (435) 260-3200- Independent agency
- Licensed advisor
- Local Moab office
Brian Penner
Independent Licensed Medicare Advisor
- Independent agency
- Licensed advisor
- Local Moab office
- $0 Fee to you
Your Medicare options, compared
Original Medicare leaves gaps. We walk you through every way to fill them — then compare the real plans available in Grand County against your needs.
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Medicare Advantage (Part C)
Compare the bundled all-in-one plans available in Grand County — and check your doctors and pharmacies against each plan’s network.
Learn more about Medicare Advantage (Part C) -
Medicare Supplement (Medigap)
Pair Original Medicare with a Supplement for predictable, nationwide costs. We explain Plan G, Plan N, and the trade-offs.
Learn more about Medicare Supplement (Medigap) -
Part D Prescription Drugs
Match your exact prescription list to a drug plan’s formulary so you’re not overpaying at the pharmacy counter.
Learn more about Part D Prescription Drugs -
Turning 65
First time on Medicare? We map out your 7-month enrollment window so you avoid late penalties and pick the right path.
Learn more about Turning 65 -
Annual Plan Reviews
A free, no-pressure second look during the Oct 15 – Dec 7 Annual Enrollment Period to make sure your plan still fits.
Learn more about Annual Plan Reviews -
Extra Help & Savings
Understand Part D Extra Help, Medicare Savings Programs, and other options if you’re on a fixed income.
Learn more about Extra Help & Savings
A local advisor who knows Grand County
Brian Penner is an independent, licensed Medicare advisor with an office on Main Street in Moab. Independent means he isn’t tied to one insurance company — he compares your options and recommends what actually fits your doctors, medications, and budget.
You get a real person who lives and works in Southeast Utah, answers the phone, and is here all year — not just at enrollment time.
- Independent — compares plans, not tied to one carrier
- No fee to you — paid by the carriers, never the client
- Local Moab office, serving all of Grand County
The Grand County health picture
The right Medicare plan depends on your health. Here's how common key conditions are among Grand County adults — a reason to check each plan's drug formulary and specialist network before you enroll.
- 33.3%High blood pressure
- 28.2%Obesity
- 11.2%Diabetes
- 5.4%Coronary heart disease
Chronic-condition rates among Grand County adults
Source: CDC PLACES: Local Data for Better Health, County Data 2023 . Model-based prevalence, adults, 2023.
What our customers say
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“Brian took the time to compare my prescriptions against three different drug plans. I’m saving real money and finally understand my coverage.”
Carol H.
Moab, UT
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“No pressure at all. He laid out Advantage versus Medigap in plain English and let me decide. Refreshing.”
Dennis R.
Spanish Valley, UT
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“Turning 65 was overwhelming until I called Brian. He walked me through every step and made sure I didn’t miss a deadline.”
Linda S.
Castle Valley, UT
Let’s find the right plan together
Book a free, no-obligation review with a local Moab advisor — by phone or in person at our Main Street office.