Part D Prescription Drug Plans
Part D Prescription Drug Plans in Moab & Grand County
Medicare Part D is prescription drug coverage offered through private plans. Coverage varies enormously plan to plan — the same medication can be cheap on one plan and expensive on another — so matching your specific drug list to a plan’s formulary is where the savings are.
Under the Inflation Reduction Act, your out-of-pocket for covered Part D drugs is capped at $2,100. Even if you take few medications today, enrolling on time protects you from a lifelong late penalty.
How we pick your plan
We take your exact prescription list and compare it against the Part D plans available in Grand County — checking each drug’s tier, the deductible, and your preferred Moab-area pharmacy — to find your lowest total annual cost.
The $2,100 cap
Once your covered out-of-pocket reaches $2,100 in a year, you pay nothing more for covered drugs the rest of that year. You can estimate your spend with our drug cost calculator.
This may be a good fit if…
- Anyone on Original Medicare or a Medigap plan
- You want your prescriptions matched to the cheapest formulary
- You want to avoid the Part D late-enrollment penalty
Questions about part d prescription drug plans
Do I need Part D if I don’t take many drugs?
Usually yes — going without creditable drug coverage triggers a permanent late penalty. A low-cost plan now protects you later. We’ll find the least expensive option for your situation.
Will my pharmacy in Moab be covered?
Most plans work with local and mail-order pharmacies, but “preferred” pharmacies cost less. We check your preferred Moab-area pharmacy against each plan.
Explore all plans & coverage or compare options on Medicare Plan Compare.
Moab Medicare is a licensed independent insurance agency. We do not offer every plan available in your area. Any information we provide is limited to the plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your State Health Insurance Assistance Program (SHIP) to get information on all of your options. We are not connected with or endorsed by the U.S. government or the federal Medicare program.
Ready to talk Medicare?
Book a free, no-obligation review with a local Moab advisor — by phone or in person. No pressure, and no fee to you.